Nearly everyone believes that if they are injured at work their employer will help them. Most people believe this because they are excellent employees and should be backed by their employers. I just had a hearing to process my recent claims of significant physical injuries for the medical findings. I will give specific information so others are not deceived believing the system always helps. It seems like the media is always about fraudulent claims, and rarely about people who need compensation and do not get it.
This is a recent update from my worker’s compensation claim that was heard in the system and I received payoff. First, to submit this claim I needed to pay my attorney $500.00 in May 2011, and my endocrinologist $2000.00 to write his letter including significant medical findings and diagnosis. I agreed to the expenses and paid them in full.
This attorney and medical expert were the first in nearly two decades to help. However, I have failed to mention at one point I did have an excellent attorney who began the process of getting the permanent total disability in 2003, but unfortunately he had a brain aneurysm and left his law practice.
So, to file this one submitted claim I paid out $2500.00. I am speaking of just this claim. I wish it didn’t cause any physical harm, but these injuries left me with only 4 hours of energy everyday. I will get to the sum I received as a result of the injuries in a moment.
This has been an insurmountable financial burden in every sense of the word. When I was approved for worker’s compensation in 2003 they began paying me biweekly, but it was not retroactive. That was 12 years without payment from the worker’s compensation system. Are you ready to have this happen to you or your family?
I am grateful I had long-term disability insurance. I never thought it was something I would use and everyone hopes they never need it. I would encourage everyone to get long-term disability insurance independent of their employment. Cost might appear high, but not in comparison to loss of wages. Everyone depends upon their income and this makes it even more difficult.
This injury lead to a subarachnoid hemorrhage of the brain and spine and was left untreated that has caused no energy to function daily, except for 4 hours a day was finally diagnosed, treated, and I improved significantly. If it weren’t for treatment I wouldn’t be writing this blog. I just received a payoff for all the medical issues I have been dealing with since the injury. These medical issues include: growth hormone deficiency, adrenal insufficiency, autonomic dysfunction, vertical heterorphia, and traumatic brain injury.
This will disclose the amount that Ohio Bureau of Worker’s Compensation decided the two decade injury has caused my physical being. Worker’s compensation puts a price on all body parts. They have a book that gives what they are willing to pay. For those that believe people like being off work and are on Worker’s Compensation this will help you see the other side of the story.
Commercials sensationalize workers with back pain tearing off roofs and other things. These commercials do not show those that are not helped by the system…and that’s the majority of people injured at work!
As a result of this treatment, I was finally able to improve and begin partially living. I went from “barely existing” to “living”. I continue to get one-to-one help learning my computer and having someone available to answer my questions.
The payoff came to a total of $1508.45 after legal expenses. Yes, that is one thousand, five hundred and eight dollars and forty-five cents! This is another question one might want to ask themselves. Was it worth us paying out $2500.00, to receive a payment of $1508.45. Where is justice in the American System?
I knew that there is no amount of money that could ever compensate for myself and family 20 years of 4 hours daily, so even billions of dollars would not be enough. Money isn’t the answer. The system needs fixed and people need help not the money!
I would love to hear other stories either positive or negative on this subject of injuries, illness, healthcare, traumatic brain injuries, SCI. Where these stories exist, there are also stories of healthcare issues, health insurance, disability insurance, and worker’s compensation.
Finally, it is harder to be off work with illness or injury then working a full-time job. When anyone is dealing with injuries or illness they are expected to take care of everything. At the same time their life is unpredictable. They handle all the paperwork and everything that is not necessary when working full-time, including all the mistakes made that others should be handling and those people are supposedly earning a living by being employed.
- Disability planning and programs: Part 2 (socialsecurityhome.com)
- March is Brain Injury Awareness Month (prweb.com)
- Traumatic brain injury the focus of American Headache Society scientific conference (eurekalert.org)
- Understanding the Trauma in Traumatic Brain Injury (brokenbrilliant.wordpress.com)
- Traumatic brain injury given ‘a human face’ (mysanantonio.com)